Serving Tennessee & Georgia with Pride and Integrity
With over 75 years of combined lending experience, our team offers unparalleled guidance and support through every step of your mortgage process.
We believe in clear, honest communication, ensuring that you're fully informed and confident in your home financing decisions.
Our comprehensive range of services is tailored to meet your unique needs, whether you're a first-time homebuyer or looking to refinance.
As Bradley County’s oldest locally-owned mortgage lender, we have a deep understanding of the Tennessee and Georgia real estate markets, providing you with insights and advantages in your home buying journey.
Home Mortgage Solutions
Flexible and accessible, FHA loans offer lower down payment requirements, making homeownership possible for more people.
Dedicated to veterans and active military, VA loans provide exceptional benefits, including no down payment and no private mortgage insurance.
Promoting rural homeownership, USDA loans offer zero down payment options for qualifying properties and borrowers.
Versatile and popular, conventional loans offer competitive interest rates and varied down payment options for all types of buyers.
Providing financial flexibility for seniors, reverse mortgages allow homeowners aged 62 and older to convert part of their home equity into cash.
Making homeownership accessible, down payment assistance programs help cover initial costs for eligible buyers.
Catering to unique financial situations, non-qualified and ITIN loans offer mortgage solutions for those who may not meet traditional lending criteria.
Empowering buyers with knowledge, we answer all your mortgage-related questions, ensuring a confident and informed homebuying journey.
Supporting real estate professionals, we provide expert answers to mortgage questions, enhancing your ability to serve your clients effectively.
For homebuyers
Home Mortgage Solutions guides you through the complexities of buying a home, offering personalized mortgage solutions that fit your unique situation and financial goals.
For real estate agents
By partnering with HMS, real estate agents can provide their clients with reliable, fast, and transparent mortgage services, enhancing the buying experience and fostering trust.
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