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Home Mortgage Solutions, LLC

31 Mouse Creek Rd NW

Cleveland, TN 37312

(423) 339-8086

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MEET OUR TEAM


Meet the heart of Home Mortgage Solutions LLC: a dedicated group led by J Darrell Whitaker, offering over 75 years of combined lending expertise. United by a commitment to transparency and personalized service, our team is here to guide you through your homeownership journey with integrity and care.

J. Darrell Whitaker

Owner and Mortgage Specialist

Phone:  (423) 505-1376

Email:  darrell@hmsloan.com

NMLS:  168727

Apply Now

John F. Bischof Jr.

Mortgage Specialist

Phone:  (423) 505-9811

Email:  john@hmsloan.com

NMLS:  165831

Apply Now

Kristie Bruce

Mortgage Specialist

Phone:  (423) 255-1527

Email:  processor@hmsloan.com

NMLS:  163760

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Home Mortgage Solutions

Mortgage Services

FHA Loans

Flexible and accessible, FHA loans offer lower down payment requirements, making homeownership possible for more people.

VA Loans

Dedicated to veterans and active military, VA loans provide exceptional benefits, including no down payment and no private mortgage insurance.

USDA Rural Housing Development Loans

Promoting rural homeownership, USDA loans offer zero down payment options for qualifying properties and borrowers.

Conventional Loans

Versatile and popular, conventional loans offer competitive interest rates and varied down payment options for all types of buyers.

Reverse Mortgages

Providing financial flexibility for seniors, reverse mortgages allow homeowners aged 62 and older to convert part of their home equity into cash.

Down Payment Assistance Loans

Making homeownership accessible, down payment assistance programs help cover initial costs for eligible buyers.

Non-qualified Mortgages, ITIN Loans

Catering to unique financial situations, non-qualified and ITIN loans offer mortgage solutions for those who may not meet traditional lending criteria.

Home Buyer Mortgage Questions

Empowering buyers with knowledge, we answer all your mortgage-related questions, ensuring a confident and informed homebuying journey.

Realtor Mortgage Questions

Supporting real estate professionals, we provide expert answers to mortgage questions, enhancing your ability to serve your clients effectively.

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